When you are in a car accident, dealing with the insurance company can be a daunting task. You may not know what to expect when you file your claim. There are several tactics that insurance companies use to try and minimize their payouts. Here are some helpful tips on how to deal with them effectively.
At Lane Brown, LLC, our knowledgeable Chicago car accident attorneys have years of experience dealing with insurance companies. We know their tactics and how to effectively deal with them. If you were involved in a car accident and are left struggling to deal with the insurance companies, call us today for a free consultation.
One common tactic that insurance companies use is to try and lowball the victim. They will make a quick initial offer that is much lower than what the victim is actually entitled to. The insurance company will often use this tactic in an effort to get the victim to accept a settlement that is far less than what they deserve.
Another common tactic used by insurance companies is to drag out the claims process. They will do everything they can to delay the process in order to wear down the victim, both emotionally and financially. Often, victims will give up and accept a low settlement offer just to put an end to the process.
The insurance company may also try to deny the claim altogether. They may do this if they feel that the victim does not have enough evidence to support their claim. If the insurance company denies your claim, you should not give up. You may need to hire an attorney to help you get the compensation you deserve.
Most of these underhanded tactics are used in an attempt to get the victim to accept a low settlement offer. The insurance company knows that if they can get the victim to accept a low offer, they will save a lot of money and in turn, make more in profit. That is why it is important for victims to be aware of these tactics and know how to deal with them effectively.
There are a few things you can do to prepare for filing your claim. First, you should make sure that you have all of the necessary documentation. This includes any police reports, medical records, and witness statements. It is important to have as much evidence as possible to support your claim.
Next, you should familiarize yourself with the claims process. This way, you will know what to expect and you will be less likely to get taken advantage of by the insurance company.
Finally, you should consider hiring an attorney. An attorney can help you navigate the claims process and ensure that you get the compensation you deserve.
If the insurance company uses any of these tactics, you should not give up. You may need to be persistent in order to get the compensation you deserve. If you are having trouble dealing with the insurance company on your own, you may want to consider hiring an attorney. An attorney can help you navigate the claims process and ensure that you get the right compensation.
The other option is to file a lawsuit against the insurance company. This may be the best option if the insurance company is refusing to pay what you are owed. If you decide to file a lawsuit, you should do so as soon as possible. There are strict deadlines for filing a lawsuit, so it is important to act quickly. Having an experienced lawyer to assist in this matter will ultimately make your experience smoother and yield you a higher payout.
Yes, an insurance company can refuse to pay your claim. The usual reasons for this are that the insurance company does not believe that you have enough evidence to support your claim or that the accident was your fault. At-fault accidents can be tricky to deal with because the insurance company will often try to deny the claim altogether, even when you’re still entitled to a percentage of the damages.
At Lane Brown, LLC, we have seen all of these tactics used by insurance companies. We know how to deal with them effectively. If you were involved in a car accident, call us today at 312-332-1400 for a consultation. We will make sure that you get the compensation you deserve. If you need to file a lawsuit, we will do everything we can to help you get the best possible outcome. Contact us today to learn more about how we can help you.